Get more vacation days… A lot more!

A few years ago I read The 4-Hour Work Week by Tim Ferris and I was inspired to find a way to work less. Ultimately it led me onto the path to FI and a big reason for where I am today.  One of the big things I changed in my life at the time was a huge career change that would help me get more vacation days.  9 WEEKS MORE!!! Continue reading “Get more vacation days… A lot more!”

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Yes I know about your Walmart Credit Card!! And it’s not very good…

Like many people, we do a lot of our grocery shopping at Walmart. For us, they are the closest to our house and they are normally pretty good at price matching. They also often have the best price on many things, and our local Walmart always has a lot of discounted produce bags.   Continue reading “Yes I know about your Walmart Credit Card!! And it’s not very good…”

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Our New Mortgage Free Home

 

Mortgage Free Home
This is the “before” photo of our new home.

Thanks to geoarbitrage, our financial independence plan gets a huge boost.  Today I’ll describe how we plan to achieve the mortgage free part of our FI plan.  Geoarbitrage is a simple concept of taking advantage of much lower costs of living in different geographic locations. Continue reading “Our New Mortgage Free Home”

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Our Canadian Credit Cards and Banking Choices

One of the easiest ways to save money and quickly get to FI is to use a good credit card and make as many of your purchases on this card. By putting $15,000 to $25,000 of your regular family expenses (that you would make anyways) on a credit card with a generous rewards program you can benefit from up to $500 in savings per year. For this reason I regularly review all the Canadian credit cards and banking options to make sure we are always using the most competitive options. Continue reading “Our Canadian Credit Cards and Banking Choices”

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Downsizing, making money… and doing it fast

One of the biggest parts of our FI plan was to sell our primary residence and downsizing to a smaller house in a much smaller town with much lower living expenses. At the beginning of 2017 we lived in a 4 bedroom, 2.5 bath, 2300 sq. feet house in Ottawa. Continue reading “Downsizing, making money… and doing it fast”

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