Cost of Driving: Part 1 – Financial Impact

Inspired by Mr. Money Mustache over the years, our family has incorporated biking as a big part of our lives.  We try to bike as much as we can.   The benefits are huge.  Not only do we get free exercise and enjoy the outdoors, we also save on the cost of driving.  We typically bike for any errands that are within 5 km from our house if it’s not raining or snowing.  We also try to bike the kids to daycare as many days as we can.  D also bikes to work (12km each way!) at least 2 days per week. Continue reading “Cost of Driving: Part 1 – Financial Impact”

Smart Grocery Shopping in Canada

This week I will explain how our family practices smart grocery shopping in Canada. Groceries is a major expense for all families.  For us, as outlined in our annual expenses, it was our 4th highest expense.  In FI, groceries will be our #1 expense. So it’s important to always find ways to save and make this expense items as small as possible. Continue reading “Smart Grocery Shopping in Canada”

Let’s talk about your water bill…

Over the last few years we have really examined all our expenses as much as we could. One that I havn’t spent too much time on and most people don’t is our water bill. We’ve taken a number of steps over the years to reduce our water bill.  For 2 reasons.  1. Water costs money. and 2. Overusing water is not very environmentally friendly.  I think as a population we probably use way too much water and take it for granted. Especially since a large part of the world doesn’t have access to clean water. Continue reading “Let’s talk about your water bill…”

How to actually get a good deal on an oil change…

I would really like to learn how to eo my own oil changes.  I think I will once we reach FI and I have the time and space to do them.  For now, we still need to get our oil changed by a mechanic. As the frugal family that we are, we always try to find the best deal on an oil change. As much as a good deal on an oil change is important, the time component of getting the service is also very important.   Continue reading “How to actually get a good deal on an oil change…”